Agu Brothers Credit
Get the appliances you need today and spread the cost over time. Simple, transparent, and flexible.
Buy Now. Pay in Instalments. No Hidden Charges.
Instalment Plans
3-Month Plan
Initial deposit: 30%
Duration: 3 months
0% interest for orders above ₦200,000
6-Month Plan
Initial deposit: 20%
Duration: 6 months
Small monthly admin fee applies
12-Month Plan
Initial deposit: 15%
Duration: 12 months
Available on select premium products
How to Apply
Choose Your Product
Add the item to your cart and select "Pay with Agu Brothers Credit" at checkout.
Select a Plan
Pick the instalment plan that suits your budget — 3, 6, or 12 months.
Submit Documents
Upload your ID and income proof via the secure portal. Approval takes 1–2 business days.
Pay Your Deposit & Collect
Once approved, pay the initial deposit and your order is confirmed. Delivery proceeds as normal.
Frequently Asked Questions
What happens if I miss a payment?
A reminder is sent 3 days before your due date. Missing a payment attracts a late fee of 2% of the overdue amount. Consistent defaults may affect future credit eligibility.
Can I pay off my balance early?
Yes. You can settle your remaining balance at any time with no early repayment penalty.
Is my product covered under warranty during the credit period?
Yes. All standard manufacturer warranties apply from the date of delivery, regardless of payment status.
How are monthly payments collected?
Payments are collected via direct debit from your registered bank account on a fixed date each month.
Eligibility Criteria
- ✓Valid government-issued ID (NIN, Driver's Licence, or International Passport)
- ✓Nigerian bank account (minimum 6 months active)
- ✓Proof of regular income or employment letter
- ✓Minimum purchase amount of ₦100,000
- ✓No outstanding defaults on previous credit orders
Have Questions?
Our credit team is ready to help you find the right plan.
📞 09099234242
✉️ credit@agubrothers.com